Terms of Service

Agreement to Terms

These Terms of Service ("Terms") govern your use of the website beauty-magickey.com and the services provided by Canadian Income Property Management ("Company," "we," "our," or "us"). By accessing or using our website and services, you agree to be bound by these Terms.

Description of Services

Canadian Income Property Management provides:

• Property management education courses
• Property management consulting services
• Full-service property management
• Investment advisory services
• Educational resources and materials

Eligibility

You must be at least 18 years old and have the legal capacity to enter into agreements to use our services. By using our services, you represent and warrant that you meet these requirements.

User Accounts

To access certain features of our services, you may be required to create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and up-to-date information
• Notifying us immediately of any unauthorized use

Payment Terms

Course Fees

Course fees are due in full upon enrollment unless otherwise specified. All prices are in Canadian dollars and include applicable taxes.

Service Fees

Property management and consulting service fees are as outlined in your service agreement. Payment terms vary by service type.

Refund Policy

We offer a 30-day money-back guarantee for our courses. Refund requests must be submitted within 30 days of purchase. Service fees may have different refund policies as specified in individual agreements.

Intellectual Property Rights

All content on our website and in our courses, including text, graphics, logos, images, and software, is owned by Canadian Income Property Management and protected by intellectual property laws. You may not:

• Copy, distribute, or reproduce our content without permission
• Use our trademarks or logos without authorization
• Create derivative works from our materials
• Reverse engineer any software or technology

User Conduct

You agree not to use our services to:

• Violate any laws or regulations
• Infringe on others' rights
• Transmit harmful or malicious content
• Interfere with or disrupt our services
• Attempt unauthorized access to our systems
• Share course materials with unauthorized individuals

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

Educational Disclaimer

Our courses and educational materials are for informational purposes only and do not constitute:

• Legal, financial, or investment advice
• Guaranteed investment returns or outcomes
• Professional licensing or certification
• Replacement for professional consultation

You should consult with qualified professionals before making investment decisions.

Limitation of Liability

To the maximum extent permitted by law, Canadian Income Property Management shall not be liable for:

• Indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Investment losses or financial damages
• Damages resulting from use of our information or services

Our total liability shall not exceed the amount you paid for the specific service in question.

Indemnification

You agree to indemnify and hold harmless Canadian Income Property Management from any claims, damages, or expenses arising from:

• Your use of our services
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit or share

Service Availability

We strive to maintain continuous service availability but cannot guarantee uninterrupted access. We reserve the right to:

• Modify or discontinue services
• Perform maintenance and updates
• Suspend access for violations
• Update course content and materials

Termination

We may terminate or suspend your access to our services at any time for:

• Violation of these Terms
• Fraudulent or illegal activity
• Non-payment of fees
• Any other reason at our discretion

Upon termination, your right to use our services ceases immediately.

Governing Law

These Terms are governed by the laws of the Province of Ontario and the laws of Canada. Any disputes shall be resolved in the courts of Ontario, Canada.

Dispute Resolution

Before pursuing legal action, parties agree to attempt resolution through:

1. Direct negotiation
2. Mediation by a mutually agreed mediator
3. Binding arbitration if mediation fails

Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated through:

• Email notification to registered users
• Prominent notice on our website
• Updated "Last modified" date

Continued use of our services after changes constitutes acceptance of the new Terms.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and Canadian Income Property Management regarding your use of our services.

Contact Information

If you have questions about these Terms, please contact us: